• Apple iPad Sales Reach 2 Million (NASDAQ: AAPL)

    Updated: 2010-05-31 16:57:07
    The Apple iPad has experienced huge success since it’s launch on April 3, 2010. In a press release available on www.apple.com, the company has announced they have sold over two million iPad’s in less than two months. This is an astonishing number of sales that surpass the expectations of everyone including those at [...]

  • SmartyPig: The Best Savings Account for Children

    Updated: 2010-05-31 15:00:42
    If you have children, teaching them about how to manage their money is not an option. Teaching them about money is just as important as teaching them how to read or how to drive a car. It’s a necessary skill for anyone to function in society. Unfortunately, most of us drop the ball in raising [...]

  • How to Get Audible.com’s TV Offer – One Free Audiobook

    Updated: 2010-05-31 07:39:10
    Audible, a service which offers downloadable audio books to consumers, has recently began a television campaign in which viewers can receive a free audio book and thirty days of free service with the following url: audible.com/tvoffer. Users that take advantage of the offer will receive a 30 day free subscription to Audible’s “Gold Package” which under [...]

  • Now you see it! Now you don’t! The Illusion of Immediate Annuities

    Updated: 2010-05-31 01:47:10
    By: Jason Whitby, MBA, CFA, CFP, AIFA A recent study suggests that adding an immediate annuity to a blend of stocks and bonds, you can increase the chance of “making your money last” from 77% to 100%! This study concludes that by placing half of your million dollar nest egg in the annuity, you can be [...]

  • The Complete Idiot’s Guide to Personal Bankruptcy | Book Review

    Updated: 2010-05-29 15:29:26
    This book takes the seemingly complicated topic of why and how to file for bankruptcy and explains it in practical terms.

  • Verizon Wireless Hopes to Say Goodbye to Unlimited Plans (NYSE: VZ)

    Updated: 2010-05-29 02:37:54
    Unlimited use plans for cell phones is a consumer favorite for many. However, Verizon Wireless hopes to take that option away with the arrival of their 4G LTE network. This week at the Barclays Capital conference held in New York City, Verizon Wireless’s CEO Lowell McAdam stated that he hopes to ditch all unlimited plans on [...]

  • Debt Relief Programs – Fast And Efficient Service

    Updated: 2010-05-29 01:44:42
    There are many types of debt relief programs in existence. These types of programs can be anything from government sponsored “bailouts” and tax incentives to private debt consolidation services and lenders. Aurora Lillo Editor of the “Best Debt Relief Programs” website — http://www.BestDebtReliefPrograms.net — pointed out; “…The most prolific relief service will come in the form of financial [...]

  • New Website Targets Apple iPhone and AT&T (NYSE: T)

    Updated: 2010-05-29 00:58:30
    Many American consumers are fed up with dropped calls when using their Apple iPhone. Apparently there are enough people dissatisfied with the iPhone and AT&T’s tendency to drop calls, that there is now a website devoted to collecting data that may potentially be used to file a class action lawsuit. According to an article by [...]

  • Maintain Your Credit Health by Acting Your Age

    Updated: 2010-05-28 21:31:59
    What you do with your money in your 20s, when you’re fresh out of school and establishing good credit, is very different from how you handle it in your 40s, when you’re planning for retirement and your kids’ college tuition. How to best manage your credit and finances? According to experts, it’s as easy as acting your age.

  • College Education For Free?

    Updated: 2010-05-28 17:45:32
    The cost of college education steadily creeps up every year, burdening students ever more heavily with student loans – not to mention the credit card debt that most have piled up by the time they graduate. But one college near Branson, Missouri, is like no other: it’s free. In exchange for free tuition, students have to work [...]

  • Wal-Mart (NYSE: WMT) Lowers Price on iPhone 3G

    Updated: 2010-05-28 17:34:28
    You may have heard the rumor that Wal-mart (NYSE: WMT) had lowered the price of the iPhone 3G from its price tag of over $200, to a mere $97 price tag. This is a savings of over 50%. It’s no longer just a rumor. This slash in price has many speculating that Apple [...]

  • McDonald’s (NYSE:MCD), Burger King (NYSE:BKC) Noted for Multicultural Efforts

    Updated: 2010-05-28 16:07:54
    McDonald’s (NYSE:MCD) and Burger King (NYSE:BKC) have been names as two of the 2010 Best Companies for Multicultural Women as voted by Working Mother magazine. Out of the twenty three companies that have continually supported and remained committed to the programs supporting women of color. The two fast-food chains are the only companies in the [...]

  • Cash Envelope Budgeting: A Modified Approach to Control Spending

    Updated: 2010-05-28 16:02:05
    In case you don't know or need a refresher, cash envelope budgeting involves using envelopes to manage money. An envelope is created for each of your budget categories such as food, clothes, entertainment, transportation, etc. After you receive a paycheck you fund each individual envelope (or budget category) the cash allotted to it for the month...

  • Google (NASDAQ: GOOG) Steps up Rivalry with Internet TV

    Updated: 2010-05-28 14:47:17
    Google has announced plans to spread its work into the television market, partnering with Sony (NYSE: SNE) and Intel (NASDAQ: INTC). Their basic plan is to make a very user-friendly television connected to the web, allowing you to use your TV with your internet. This move is very deliberate against Apple (NASDAQ: AAPL), who has [...]

  • CBS (NYSE: CBS) Cancels 7 Shows

    Updated: 2010-05-28 14:36:32
    In a somewhat shocking statement , CBS (NYSE: CBS) has announced the cancellation of 7 shows. Among those canceled are; “The New Adventures of Old Christine”, “The Ghost Whisperer”, “Gary Unmarried”, and “Accidentally on Purpose”. This announcement may sadden but also shock some regular viewers, mostly as most of these shows showed promise. But the [...]

  • Bank Of America Announces Results of Community Lending Project (NYSE: BAC)

    Updated: 2010-05-28 14:12:02
    Bank of America is one of the largest financial institutions in the world. Over the past few years as the economy continued its downward slide, the company has been in the news for a variety of reasons. Today the company is pleased to announce a positive report on the first-year results of 1.5 [...]

  • 10 Signs You Really Need To Get a Life from your Mortgage Lender!

    Updated: 2010-05-28 10:48:13
    Buying the “A Piece of the American Dream” is the most significant purchase that most of us make in our lifetime. For most, this is one of the most exciting times in one’s life, so why would anyone want to get a life from their mortgage lender? After all, they were the ones responsible for [...]

  • Kiplinger Site Review

    Updated: 2010-05-28 08:00:00
    Kiplinger Site Review Kiplinger is a publisher of business forecasts and advising personal finance either in prints, online, audio, video and software products in Washington. It was established by W. M. Kiplinger (1891-1967), who served as editor in chief of all publications. Although this publication [...]

  • Preventing Financial Follies

    Updated: 2010-05-28 01:26:26
    Financial planning can provide a wealth of benefits in addition to actual physical wealth.  Getting organized can give investors the peace of mind that their future is financially taken care of, but sometimes these benefits are trumped by financial follies that prevent investors from reaching financial success.  There are four reasons people fail financially.  Understanding [...]

  • Dining on a Dime: Free Smoothies and Chocolate Cake

    Updated: 2010-05-28 01:06:09
    Cooking at home is the best way to save cash, but it’s nice to go out sometimes, too. Check out Frugal Foodie every Friday for a selection of the latest coupons for casual and fancy fare. This week: free limeade and chocolate cake, half-price subs and discount restaurant gift certificates!

  • Take Charge of Your Student Loans: Choosing the Best Repayment Plan

    Updated: 2010-05-27 22:13:17
    Having federal student loan debt doesn’t have to block any big decisions in your life. Finding the right repayment plan is the first step for budgeting in a way that is less stressful than finals.

  • Cash, Credit or… Cell Phone? The Future of Mobile Payments

    Updated: 2010-05-27 18:28:46
    These days, businesses and consumers can process payments, transfer money or even pay for goods and services via mobile phones.

  • Infographic: Overall Tax Rates For Single, Married Filers

    Updated: 2010-05-27 18:12:33
    VisualizingEconomics has a nice series of infographics that explore how various income-based taxes change with your adjusted gross incomes. It uses 2009 IRS numbers, but should still remain relevant to today. Below is a snapshot of a married filing jointly couple with two kids and one income ...

  • Boingo Wireless iPhone / iPod Touch App (Free Hour of WiFi)

    Updated: 2010-05-27 18:12:32
    Boingo Wireless runs a network of pay-for-use WiFi hotspots around the world. Their new Boingo Wifi Credits App now lets you buy WiFi time through iTunes at a rate of $1.99 per hour, instead of paying the monthly $7.95 per month subscription fee. (Compatible with iPhone, iPod ...

  • Getting Good Quality Window Visors on CarId.com

    Updated: 2010-05-27 15:44:30
    It is sometimes very annoying if it is raining when you are driving. The rain drop can get into the inside part of your car. Sometimes, you want fresh air by opening your car windows little bit while it is raining or snowing. However, rain or snow can be channeled away when your car windows [...]

  • Protecting Your Vehicles with OnlineAutoInsurance.com

    Updated: 2010-05-27 15:40:12
    For those whom own vehicles, they surely want to protect their as much as they can. Accordingly, many car owners keep looking for the best quality for their vehicle coverage. If you are one of them, you certainly do the same thing. If you have not found the right and best one for you, do [...]

  • Perking Up: The Coffee Economy Awakes

    Updated: 2010-05-27 12:26:00
    Americans scaled back their discretionary spending in 2009 — but there’s only so long you can last without that much-needeed caffeine boost. After a recession-fueled lull, Mint.com found, spending in coffee shops has rebounded steadily over the last few months. Coffee lovers have increased the frequency of their coffee-shop visits, even as outside temperatures have [...]

  • When Will Interest Rates Rise?

    Updated: 2010-05-27 09:42:23
    The OECD has produced a report suggesting interest rates in the UK may have to rise to 3.5% by the end of 2011. They argue that rising inflation (3.7%) and improved prospects for growth mean the Bank may have to act soon in order to prevent inflationary pressure. They argue rates will have to rise [...]

  • The RIP: Brand vs Generic Drugs

    Updated: 2010-05-26 22:05:26
    You’ve got a migraine. You go to the pharmacy and, throbbing headache aside, are feeling quite pleased with your choice of Advil or Tylenol. After all, there’s a reason they’re trusted brands and, you expect, you’re getting higher-quality ingredients, product safety and, best of all, a much more efficient cure for just a small premium [...]

  • How To Set Up A Budget With Inconsistent Income

    Updated: 2010-05-26 16:07:11
    The fact is, it is more difficult to set up a budget when you never know how much you are going to make each month - but it still can (and in my opinion) should definitely be done. I happen to think it is far more important for those with irregular income to set up a budget because of the quick damage that can be caused if you don't...

  • Choose One: Get Paid To Read, To Type, Or To Answer?

    Updated: 2010-05-26 01:51:27
    These are just three of the ways to earn money online. Either you get paid to read emails, do online typing job, or get paid to answer surveys. These would somehow eat up your time, but the pay and less hassle should be worth it. For starters, this might be confusing ways to earn money, and [...]

  • The World’s Funniest Piggy Banks

    Updated: 2010-05-26 00:16:51
    Remember when saving was fun? You were just a kid dropping quarters in your piggy bank, dreaming of the day when you’d crack it open and buy something truly wanted with your treasure.  But you grew up. Saving became an automated, abstract process revolving around direct deposits, online transfers and debit card purchases. Pocket change? Why bother. A few quarters [...]

  • Financial Freedom Using God’s Plan

    Updated: 2010-05-25 15:42:17
    Have you ever struggled with the concept of how God works in this world while we still possess freewill to choose? I used to think that finance was all about our choices. Others insisted that only God could bring people to success, so why plan? Today, I'm convinced that both individuals and God play a vital role in successful...

  • Free Financial Industry Trade Magazine Subscriptions

    Updated: 2010-05-25 15:33:06
    TradePub is a site with a big list of free subscriptions to trade magazines in various industries, from finance to IT/engineering to healthcare. I like the idea of reading about the industry from an insider's perspective. It’s all advertiser-supported, so just pick out what you want. Here are ...

  • Lower Your Credit Card APR: Phone Script from DebtGoal

    Updated: 2010-05-25 15:33:05
    DebtGoal is a new site that helps you track and manage your debt-reduction goals (as opposed to a debt settlement company). After the free trial, it runs $11.95 per month. One of the things they do is try and guide you to lower the interest rates on ...

  • How does bankruptcy affect your Credit Report?

    Updated: 2010-05-25 11:47:32
    There is no doubt that bankruptcy deals a devastating blow to your credit and your credit score. Anyone who has had a bankruptcy can tell you that it is best to only consider bankruptcy as your last option available to you. But sometimes when our finances reach a certain point and bankruptcy is the best [...]

  • How Much Our Debt Costs – March, April, May 2010

    Updated: 2010-05-25 11:00:50
    Monthly report showing how much money we pay toward interest on debt each month. Although we still pay $37.08/day we are spending $10/day less than when we started our Debt Free Adventure! Come check out the details...

  • personal finance advice

    Updated: 2010-05-25 08:00:00
    Personal Finance Advice Whether we like it or not, all of us have a debt. A Personal Financial should be considered as most top priorities of every person’s life, especially to a family unit. Sometimes people will experience bankruptcy because they don’t plan well regarding on how they [...]

  • Car Finance-Tips and More

    Updated: 2010-05-25 01:52:03
    Some people would measure your status and success in life through your assets, like house, businesses and of course your cars. However, owning a car in cash basis is already quite expensive to others the fact that cars are very expensive along with its car related expenses like fuel and maintenance. Fortunately, with the help of [...]

  • One Minute Money Lessons: Credit Farces

    Updated: 2010-05-25 01:50:11
    Here are three things going on with your credit that you need to know about. 1. Your new credit card statement shows how much you will save when you pay your debt “earlier.” The problem: Credit card issuers are now required to show you how much it would cost in interest to simply pay the minimum due [...]

  • The Most Important Interface in Web Hosting

    Updated: 2010-05-25 01:25:35
    If you like to have the other kind of services in web hosting that will give you the best services that they have, you have to make sure that you choose the right provider that will give you the other kind of services that you like in it. There are many kinds of provider that [...]

  • Getting Bad Credit Loans online

    Updated: 2010-05-25 00:48:04
    Generally there are only two different types of personal loans. One is called a secured loan. It is a loan product which is backed by means of anything of value, such as a property or even an automobile. In spite of a negative credit standing you can actually get a personal loan when you have [...]

  • The Great Misunderstanding | FPU Review #13

    Updated: 2010-05-23 16:15:23
    This was the last week of Financial Peace University. It was great. It summed everything up and brought a great close to the 13 weeks.We went over the 6 baby steps and added #7: Put $1,000 in an emergency fund and don't touch it until there is a real emergency. Get out of debt using the debt snowball. Pay...

  • In the Trenches: Financial Survival During Times of Hardship | Book Review

    Updated: 2010-05-22 21:04:55
    The following review is written by ChristianPF Reader  Nancy Kvamme In the Trenches, by Carol Schultz-Weil, is a collection of stories of different situations the author experienced on the journey through periods of unemployment and other hardships over the past several years. It is a good book with basic financial information helpful for individuals starting to get [...]

  • Insiders Guide on How to Plan your next Mortgage Loan

    Updated: 2010-05-21 11:59:48
    It may be that the second, third or fourth time around might be the charm when it comes to mortgage loans. You should be an expert by now, no more first home buyer jitters for you right? If not, I have some advice that should help you plan for your next mortgage loan. These facts [...]

  • 401(k) Contributions With Outstanding Debt

    Updated: 2010-05-21 11:00:38
    Should one contribute to a 401(k) with existing debt? Maybe contributions should be changed to pay of debt faster? Let's take a look...

  • WT Direct $500 Promotion: Earn 5% APY For 3 Months

    Updated: 2010-05-21 10:02:54
    (The promo below was discontinued after 3 days. Sorry, I warned you guys!) The online division of Wilmington Trust Bank, WT Direct, is running another promotion for new customers. You can get up to a $500 cash bonus on top of the standard interest rate (currently 1.16% ...

  • Free Download: Microsoft Money Plus Sunset Deluxe

    Updated: 2010-05-20 18:01:55
    Personal finance software Microsoft Money was discontinued as of mid-2009, but Microsoft recently released Money Plus Sunset Deluxe and Money Plus Sunset Home and Business available for free download. Why?... The stated reason for these editions is to avoid any ongoing online activation/re-activation issues with old software. ...

  • Quick Tip: Differences Between Bank and Credit Card Sign-up Bonuses

    Updated: 2010-05-20 18:01:54
    Just a quick tip that a reader brought up... when you receive a "bonus" from a bank, it is usually going to be reported as taxable interest income to the IRS via a 1099-INT form. Since such interest is taxed as ordinary income, you should remember that ...

  • 5 Questions You Should Ask About Target Date Retirement Funds

    Updated: 2010-05-18 20:39:37
    A Target Date Retirement Fund seems like an easy way to save for your retirement.  You just invest your money in the fund that matches your planned retirement date and you are all set.  Of course, investing for retirement is not that easy.  There are several questions you should ask when deciding to use a [...]

  • Vanguard Brokerage Services: Funds Availability Policy For Trading

    Updated: 2010-05-18 14:11:15
    Now that I'm probably going to set up Vanguard Brokerage Services (VBS) with a taxable account, I did an online chat to figure out their funds availability rules for buying and selling stocks. The main reason is that their money market funds don't yield very much right ...

  • Free iPod Touch Offer From KeyBank

    Updated: 2010-05-18 14:11:15
    KeyBank is offering a free iPod Touch if you: Open a Key Express Free checking account by July 30, 2010 (No monthly maintenance service charge, no minimum balance requirement) Make one KeyBank Rewards debit card transaction Make a combination of two direct deposits and/or automated payments each of $100 or more by October ...

  • Frugal Guide to Better Living

    Updated: 2010-05-18 11:13:31
    Is there a financial problem in your life? Can’t make ends meet? You need to do something to make your life better! Maybe you do not know how to make your life better. Here is a guide to a better life and to stretching your dollar. Get Some Rest Get more sleep and when you are [...]

  • Vanguard Brokerage Services (VBS) Account Opening Process Review

    Updated: 2010-05-17 18:12:31
    Vanguard recently announced a much lower commission schedule for Vanguard ETFs (free!) and all other common stocks when using their Vanguard Brokerage Services (VBS) account. With VBS, I can now buy and sell stocks, bonds, ETFs, CDs, and non-Vanguard mutual funds. If you meet certain asset level requirements, ...

  • Free Crown Financial Money Map

    Updated: 2010-05-17 07:42:29
    Crown Financial Ministries is a Christian ministry with the mission of teaching financial principles which they believe are based on the Bible. I'm not very familiar with them, but they seem to be best known for their Money Life radio program. Their message focuses on removing ...

  • DFA Link Rally: Watching The Kids

    Updated: 2010-05-15 17:36:28
    This weekend we are watching our niece and nephew so their parents have some good alone time. Here are some links to a few good articles.

  • Top 6 Easy Credit Repair Secrets in 2010

    Updated: 2010-05-14 11:02:56
    Debt is one if the biggest worries for many people today. Most of you who have bad credit know what it feels like and the difficulty one has to endure with bad credit. Even when your credit situation seems hopeless and there are no quick and easy ways to fix it, you can still find [...]

  • LendingClub Responds To Concerns About Investment Return

    Updated: 2010-05-14 09:50:58
    LendingClub requested an opportunity to clarify the Net Annualized Return measure and overall Lending Club performance discussed in my updated analysis based on historical return data. I'm just going to go ahead and share it in its entirety. The following is provided by from Renaud Laplanche (CEO) ...

  • Amazon.com Textbook Buyback Program

    Updated: 2010-05-14 09:50:57
    I noticed that Amazon.com has started up their own Textbook Buyback Program as the school year comes to an end. I should have also tried Amazon back when I was getting rid of some old textbooks earlier this year. I just ended up selling to whomever ...

  • Time For Another Extra Mortgage Principal Payment?

    Updated: 2010-05-12 09:52:17
    If you have a mortgage, do you know when it will be paid off? Have you though about paying extra and making that day come earlier? The commonly discussed biweekly accelerated payment plan is the same as making one extra monthly payment each year and knocking ...

  • Amazon Kindle Most Highlighted Passage

    Updated: 2010-05-11 17:50:36
    The most highlighted passage on the Amazon Kindle eBook device is: ...the more money they made the next day on the streets. Those three things—autonomy, complexity, and a connection between effort and reward—are, most people agree, the three qualities that work has to have if it is to be satisfying. It ...

  • 2010 TradeKing New Account Referral: $50 Bonus

    Updated: 2010-05-11 17:50:36
    Online broker TradeKing.com has brought back their $50 sign-up bonus for new accounts as part of celebrating the birthday of the NYSE. If you get a referral from an existing account holder, fund it with at least $1,000, and make a trade, both people will get $50. ...

  • Top 10 Money Blunders to try on!

    Updated: 2010-05-11 11:31:03
    Now is certainly not the time for individuals to be making bad investments. We a saw at the beginning of the recession an increase in the suicide rate as many individuals were unable to cope with the huge volumes on money that simply just disappeared overnight. However, upon close examination, there existed in many of [...]

  • DFA Link Rally: I Have a Week Off

    Updated: 2010-05-08 18:31:42
    During my week off between jobs I plan to start and fertilize my garden, replace my rain barrel, aerate my lawn, and take time to relax!

  • LendingClub Default Rates vs. Loan Age Graph

    Updated: 2010-05-07 17:37:38
    LendingClub is supposed to provide me with an official response to my updated analysis of their loan performance numbers. Hopefully it will shed more light on how their advertised returns are calculated. While I'm waiting for it, here is another chart I put together for prospective lenders using ...

  • Deteriorating Home Financing Rates in 2010

    Updated: 2010-05-07 07:55:07
    Reports reveals a nationwide loan deterioration ratio higher than 3:1 - indicating that for every one loan improved, three more loans are deteriorating. According to Luke Mullins with USnews.com, amid growing optimism about a recovery, economists from some of the nation’s largest banks have unveiled their outlook for mortgage rates, home prices, and economic growth [...]

  • 5 Risks to Your Retirement

    Updated: 2010-05-05 15:21:16
    There are many risks to your retirement savings. Here are five of the more common ones. Starting too late -  When you are young it seems like retirement is far way.  However, by starting to invest for your retirement while you are young it will be much easier to save enough for a comfortable retirement. Not saving [...]

  • Top 10 Financial Mistakes to Avoid in 2010

    Updated: 2010-05-04 12:21:16
    It was only after my first accident that I really became a good driver. It taught me to become more aware of my surroundings and other road users. Now I drive at a controlled speed and have not been in an accident since. It is in the same way, when we analyze the financial disasters [...]

Current Feed Items | Previous Months Items

Apr 2010 | Mar 2010